25 Things They Should Have Taught Us In School

11. Learning how to do your own taxes is essential — even if you ultimately end up paying someone else to do them. You should always know what is happening to your money.

12. The differences between political parties are not always very clear, but there may be key issues to be tuned into that can change a lot, especially when you are voting in local elections.

13. Voting in local elections is important, in many ways more important than voting for the President.

14. Credit cards are almost never worth it, except in the rare instances they are necessary, in which case they should be used with extreme caution and attention to the fine print on the agreements.

15. A credit score is a thing, and you have to maintain it. And if you just accrue a bunch of debt in the early days of adulthood and are really bad about paying it off, it’s going to be terrible and take a lot of effort to fix.